In order to finance you we first need to know your credit background.
The credit report is a detailed report of an individual's credit history prepared by a registered Credit Bureau.
Obtaining a credit report differs in each country. We've listed some links below to help you. If any of these options are no longer available, please visit your local bank for guidance. If you are from Spain, we won´t need your credit report since it was already triggered automatically when you completed your application.
IMPORTANT: Even if you've never taken out any credit before, it’s still important to provide us with a credit report.
Note the following:
- If the report shows late payments or delinquent accounts, please provide an explanation of each occurrence or instance.
- If the report is incorrect, please reach out to your Credit Bureau to get an updated or corrected version.
- If you have difficulty downloading your credit report, we can accept a single screenshot but it would need to show the full details of your credit report. This includes your name, date, contact details, and full payment history.
Please, once you have your credit bureau share it with us in a PDF format to the following email: applications@studentfinance.com
Countries
Afghanistan Da Afghanistan Bank- Please contact your bank for instructions on how to obtain this document.
Albania- https://www.bankofalbania.org/Supervision/Credit_Registry/Borrower_s_Report/
Algeria- Please contact your local bank for instructions on how to obtain this document.
American Samoa- Please contact your local bank for instructions on how to obtain this document.
Andorra- Please contact your local bank for instructions on how to obtain this document.
Angola- Please contact your local bank for instructions on how to obtain this document.
Antigua and Barbuda- http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Argentina- http://www.veraz.com.ar OR http://www.experian.com.ar
Armenia- http://www.acra.am
Australia- http://www.experian.com.au/ OR https://www.equifax.com.au/ OR
Azerbaijan- https://www.acb.az/
Bahamas- http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Bahrain- https://www.benefit.bh
Bangladesh- Please contact your local bank for instructions on how to obtain this document.
Barbados- http://www.ccbl.info.tt/Caribbean/personal-solutions/
Belarus- https://creditregister.by/
Belgium- https://www.nbb.be/en/central-credit-register/central-individual-credit-register OR http://www.dnb-belgium.be/en/free-report
Belize- http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Benin- https://volo.creditinfo.com/en/
Bermuda- http://www.bca.bm/Page/Credit_Reporting OR http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Bhutan- https://www.cib.bt/ContactUs/ContactUs.aspx
Bolivia- http://www.infocred.bo/BICWebSite/ OR https://www.infocenter.com.bo/web_publico/index.php
Bosnia and Herzegovina- Central Bank of Bosnia and Herzegovina - Please contact your local bank for instructions on how to obtain this document.
Botswana- http://www.bdc.bw/transunion OR https://compuscan.co.bw/
Brazil- https://www.serasa.com.br/cadastro-positivo/?cross_source=portal-web
Brunei- https://www.ambd.gov.bn/birokredit/self-inquiry-report-(sir)/customer-service-counter
Bulgaria- https://www.creditreform.bg/en/home.html
Burkina Faso- https://volo.creditinfo.com/
Burundi- Please contact your local bank for instructions on how to obtain this document.
Cambodia- https://www.creditbureau.com.kh/
Cameroon- Please contact your local bank for instructions on how to obtain this document.
Canada- http://www.transunion.ca OR http://www.consumer.equifax.ca OR https://www.creditkarma.ca/ OR https://www.experian.com/credit-report-partner/index
Cayman Islands- https://www.cincb.ky/ OR http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Central African Republic- Please contact your local bank for instructions on how to obtain this document.
Chile- http://soluciones.equifax.cl/
China- People's Bank of China (ID card required) OR https://ipcrs.pbccrc.org.cn/
Colombia- https://www.datacredito.com.co OR http://www.colconectada.com/consultar-cifin
Comoros- Please contact your local bank for instructions on how to obtain this document.
Cook Islands- https://cicreditbureau.com/services/
Costa Rica- https://www.equifax.co.cr/
Cote d'Ivoire- Please contact Creditinfo VoLo who will be able to take you through the process to obtain your credit report. Email: infos@bic-uemoa.com Contact nr: +22520225635
Croatia- http://www.hrok.hr/hr/kreditno-izvjesce-na-osobni-zahtjev-potrosaca
Cyprus- http://www.fccb.com.cy/
Czech Republic- http://www.kolikmam.cz/sluzby/vypisyzregistru/ OR http://www.cbcb.cz/ OR http://creditinfosolutions.com/our-management/
Democratic Republic of Congo- Please contact your local bank for 3 months transactional bank statements
Denmark- http://www.experian.dk
Djibouti- Please contact your local bank for instructions on how to obtain this document.
Dominica- http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Dominican Republic- https://www.transunion.do/ OR http://www.datacredito.com.do
Ecuador- https://www.equifax.com.ec/decida/login.aspx
Egypt- http://www.i-score.com.eg/
El Salvador- http://www.equifax.sv/empresa/equifax-plus
Estonia- https://www.creditinfo.ee/
Faroe Islands- Please contact your local bank for instructions on how to obtain this document.
Fiji- http://cira.com.fj/
Finland- https://www.asiakastieto.fi/omatieto/fi OR https://www.bisnode.com/soliditetfi/
France- Please contact your local bank for instructions on how to obtain this document.
French Guiana- Please contact your local bank for instructions on how to obtain this document.
French Polynesia- Please contact your local bank for instructions on how to obtain this document.
Gabon- Please contact your local bank for instructions on how to obtain this document.
Georgia- http://www.creditinfo.ge
Germany- https://www.meineschufa.de OR https://www.crifbuergel.de/de?gclid=EAIaIQobChMIo4aK9Iu_2wIVQZztCh1H7QsDEAAYASAAEgKNRPD_BwE
Ghana- http://xdsdata.com/
Gibraltar- Please contact your local bank for instructions on how to obtain this document.
Greece- http://www.teiresias.gr/
Greenland- Please contact your local bank for instructions on how to obtain this document.
Guadeloupe- Please contact your local bank for instructions on how to obtain this document.
Guam- Please contact your local bank for instructions on how to obtain this document.
Guatemala- https://www.transunioncentralamerica.com/quienes-somos/donde-estamos
Guernsey- http://www.cidsltd.com/creditcheck.html
Guinea- Please contact your local bank for 3 months transactional bank statements
Guyana- https://gy.creditinfo.com/
Haiti- Bank of the Republic of Haiti - Please contact your local bank for instructions on how to obtain this document.
Heard Island and McDonald- Please contact your local bank for instructions on how to obtain this document.
Honduras- https://www.transunion.com.do/ICS/pages/home.xhtml OR http://www.equifax.hn/
Hong Kong(Peoples Republic of China)- http://www.transunion.hk
Hungary- http://www.bisz.hu
Iceland- https://www.creditinfo.is/
India- http://www.cibil.com/creditscore OR https://www.wishfin.com/experian-credit-score OR https://cir.crifhighmark.com/Inquiry/B2C/B2CFFCRPortal.action
Indonesia- https://www.idscore.id/
Iran- http://www.irancreditscoring.com/
Ireland- http://www.icb.ie/
Isle of Man- http://www.cidsltd.com/creditcheck.html
Israel- https://www.dbisrael.co.il/en/
Italy- http://www.infocomas.com/Credit_Report/purchase_of_Individual_report.asp?NumServ=159
Jamaica- https://jm.creditinfo.com/
Japan- http://www.jicc.co.jp
Jersey- http://www.cidsltd.com/creditcheck.html
Jordan- http://www.crif.jo/
Kazakhstan- http://www.1cb.kz/
Kenya- https://www.transunionafrica.com/ OR https://www.metropol.co.ke/
South Korea- http://www.mycredit.co.kr/mycredit_b.html
Kuwait- https://www.cinet.com.kw/
Kyrgyzstan- http://www.ishenim.kg/en/Page/History
Lao People's Democratic Republic- Please contact your local bank for instructions on how to obtain this document.
Latvia- http://www.creditreform.lv/lat/clients/privatepersons/privatepersons/ OR http://www.kib.lv/about-us/
Lebanon- http://masri.com.lb/
Lesotho- www.compuscan.co.ls
Liberia- Central Bank of Liberia - Please contact your local bank for instructions on how to obtain this document.
Liechtenstein- https://www.crediweb.ch/
Lithuania- https://www.manocreditinfo.lt/Paslaugos/asmenine-kredito-istorija
Luxembourg- Please contact your local bank for instructions on how to obtain this document.
Macedonia- http://www.mkb.mk
Madagascar- Please reach out to the Central Bank of Madagascar to advise you of the process to obtain the credit report.
Malaysia- http://creditbureau.bnm.gov.my/reportabout.html
Mali- https://volo.creditinfo.com/
Malta- https://mt.creditinfo.com/
Marshall Islands- Please contact your local bank for instructions on how to obtain this document.
Martinique- http://www.ccbl.info.tt/Caribbean/credit-inquiry/
Mauritania- Please contact your local bank for instructions on how to obtain this document.
Mauritius- You can get your report at MCIB (Mauritius Credit Information Bureau), but you have to personally call the MCIB and make a formal request.
Mayotte- Please contact your local bank for instructions on how to obtain this document.
Mexico- http://www.burodecredito.com.mx
Monaco- Please contact your local bank for instructions on how to obtain this document.
Mongolia- https://www.cib.mn
Montenegro- http://www.kbcg.me/kbcg/kbcg.aspx
Morocco- http://www.quantik.ma/ OR https://ma.creditinfo.com/en/
Mozambique- https://compuscan.co.mz/
Myanmar- Please contact your local bank for instructions on how to obtain this document.
Nepal- http://www.cibnepal.org.np
Netherlands- http://www.experian.nl
New Caledonia- Please contact your local bank for instructions on how to obtain this document.
New Zealand- https://www.centrix.co.nz/personal/get-credit-report/ OR https://www.creditcheck.illion.co.nz/ OR http://www.mycreditfile.co.nz
Nicaragua- https://www.transunioncentralamerica.com/
Niger- https://volo.creditinfo.com/
Nigeria- http://www.crccreditbureau.com Please note when making use of this site you will need to select the option "CRC Self Enquiry" as well as the "CRC Score". By selecting these options it will give us the full detail we require on your Credit Report and your current Credit Score. If we need further information we will be in touch with you.
Norfolk Island- Please contact your local bank for instructions on how to obtain this document.
Northern Mariana Islands- Please contact your local bank for instructions on how to obtain this document.
Norway- http://www.experian.no
Oman- https://cbo.gov.om/
Pakistan- http://www.sbp.org.pk/ecib/about.htm OR http://datacheck.com.pk/overview/
Panama- https://www.intelidat.com/
Paraguay- www.informconf.com.py
Peru- http://www.equifax.pe/home
Philippines- Please obtain and upload 3 months transnational bank statements from your local bank.
Poland- https://www.bik.pl/
Portugal- http://www.equifax.pt/Explanation: https://intercom.help/studentfinance/en/articles/4145000-documento-de-apoio-ao-acesso-do-registo-central-de-responsabilidades-de-credito
Puerto Rico- https://www.transunion.com/
Qatar- http://www.cb.gov.qa/English/Pages/default.aspx
Romania- http://www.birouldecredit.ro
Russia- https://ucbreport.ru/ OR https://www.crif.ru/
Rwanda- https://www.transunionafrica.com/rwanda
Saint Pierre and Miquelon- Please contact your local bank for instructions on how to obtain this document.
San Marino- Please contact your local bank for instructions on how to obtain this document.
Saudi Arabia- http://www.simah.com OR https://www.bayancb.com/en
Senegal- https://volo.creditinfo.com/
Serbia- http://www.kreditnibiro.com/
Singapore- http://www.creditbureau.com.sg OR http://www.dpgroup.com.sg/
Slovakia- http://www.sbcb.sk/ OR http://www.nbcb.sk/ OR http://www.crif.sk/
Slovenia- http://sisbon.si/en/dostop-do-podatkov
South Africa- http://www.transunion.co.za OR https://www.experian.co.za/consumer-services/index OR https://compuscan.co.za/
Spain- (We won´t need your credit bureau. It till trigger automatically when you submitted your application)
Sri Lanka- http://www.crib.lk
Suriname- Please contact your local bank for instructions on how to obtain this document.
Sweden- https://www.uc.se/
Switzerland- https://www.bisnode.ch OR https://www.zek.ch/de-ch/kredit-leasingnehmer/eintrage-zu-meiner-person
Taiwan(Peoples Republic of China)- http://www.jcic.org.tw/main_ch/index.aspx
Tajikistan- https://www.cibt.tj/en/services/consumers
Tanzania- https://tz.creditinfo.com/individual-solutions/ OR http://dnbtanzania.com/
Thailand- https://www.ncb.co.th OR http://www.scb.co.th/en/home
Trinidad and Tobago- http://www.transunion.co.tt/
Tunisia- Please contact your local bank for instructions on how to obtain this document.
Turkey- https://www.findeks.com
Uganda- https://compuscan.co.ug/
Ukraine- www.pvbki.com/ukr/ OR https://credithistory.com.ua/ua/
United Arab Emirates- https://www.aecb.gov.ae/home
United Kingdom- https://www.experian.co.uk OR http://www.equifax.co.uk
United States- http://www.experian.com OR https://www.equifax.com/personal/ OR https://www.creditkarma.com/
Uruguay- http://www.clearing.com.uy OR https://www.equifax.uy/personales
Uzbekistan- http://infokredit.uz/en
Venezuela- http://sudeban.gob.ve
Vietnam- http://www.pcb.vn
Virgin Islands- Please contact your local bank for instructions on how to obtain this document.
Wallis and Futuna- Please contact your local bank for instructions on how to obtain this document.
Zambia- https://www.transunionafrica.com/zambia
Zimbabwe- http://www.fcbureau.co.zw/